Work it Out Blog

Enrollment Deadline for the 2015 Workers' Compensation Group Rating Program is Monday, November 24, 2014

Nov 21, 2014

Starting in 2015, the Ohio Bureau of Workers’ Compensation is switching from retrospective billing to prospective billing.  This means your premium payments will be due prior to the start of each policy period instead of at the end of the policy period.  The BWC will also be offering more flexible payment options.  Below are some frequently asked questions about this transition:

When does the change go into effect?

Prospective billing will begin on July 1, 2015 for private employers, and January 1, 2016 for public employer taxing districts. 

What important date changes will employers need to know?

The enrollment deadline for the 2015 group rating program is Monday, November 24, 2014.  This is an important deadline, as group rating can save an employer thousands of dollars.

Will employers be required to pay a double premium payment when prospective billing goes into effect?

No.  The BWC will be providing a transition credit to ease the transition. 

For private employers, the BWC will pay the premium for the policy period running January 1, 2015 through July 1, 2015.  The BWC will also pay the premium that will be due for July and August of 2015.  A private employer’s first prospective billing payment will be due August 31, which is the same time your payment would have been due under retrospective billing.

Public employer taxing districts will receive a 2015 policy period payroll report and a 2016 prospective billing policy period invoice in March 2016.  They will be responsible for paying the first half by May 2016, and the second half by September 2016.  Each of these invoices will be credited 50%, resulting in the employer paying approximately the same amount as they would have under retrospective billing.

How will prospective billing affect the payment premiums?

Premium invoices will be calculated based upon the most recently completed policy year. All employers will be transitioned into a bi-monthly payment plan, requiring six payments per year.  Employers will have the option to change their installment plan annually, prior to the start of the policy year.

For more information on the transition to prospective billing, visit, or please contact Michelle Reese, or your Day Ketterer attorney, at 330.455.0173, or via email at

The content of this blog is for informational purposes only and is not intended as legal advice for any purpose. This blog is not intended to present an exhaustive summary of all applicable laws, or to take the place of legal advice.  If you have any questions regarding the law, please contact us for assistance.